Finding the Best Cat Insurance for Diabetes 

Your kitty is a part of the family, that’s why making sure it stays healthy is non-negotiable. 

Feline diabetes is becoming a frequent ailment among pets, and it’s believed that more than 2 in every 100 cats might be diabetic. The costs of treating such long term health problems could add up to several thousand dollars. 

However, setting up a suitable insurance plan can reduce that figure significantly. In the following sections, we’ll review the best cat insurance companies covering diabetes. 

The Best Cat Insurance for Diabetes 

Here are some of the best insurance plans, to make sure your feline friend is well taken care of. 

Pet Assure Insurance

Few insurance companies cover pre-existing medical conditions and chronic diseases. Pet Assure is one of the rare companies that do. 

They don’t put any stipulation regarding your pet’s age, medical condition, or even type. Any pet is welcome. They do however have limited resources, and their assistance has some boundaries. 

There’s a single payment plan for all pets. It covers everything, but with a fixed discount of around 25%, rather than full reimbursement. 

What We Like

  • Pre-existing diseases are covered 
  • Covers chronic and hereditary diseases
  • Pet of all types and ages are allowed

What We Don’t Like 

  • It’s a discount, not a full reimbursement
  • Specifies certain vets 

ASPCA  Pet Health Insurance

This is a provider that’s been in the market since 1997, experience matters. In addition to their being open to dealing with chronic conditions, this insurance company gives you a 10% discount for each new pet. 

If you have a nice little family of cats and other little pets running around the house, you might want to consider ASPCA. You only need to set up one plan for all of them. 

What We Like

  • Discounts for more than one pet
  • Customizable plans 
  • Covers chronic diseases
  • Includes prescription foods

What We Don’t Like 

  • They don’t cover pre-existing conditions

Petplan 

This is another old-timer, who has been in the insurance field for more than 4 decades. They are listed as the preferred provider by several renowned organizations. And, they offer significant support to pet care societies. 

The insurance policies are available in the US and Canada, and they do not expire as your pet gets older. The digital and personal processing from Petplan is remarkable. This often comes handy when a pet needs continuous medical care. 

What We Like

  • No age limitations
  • Full-time customer service
  • Short illness waiting period

What We Don’t Like 

  • Cat’s age and breed affect the costs
  • It’s a bit expensive

PetFirst pet insurance 

Diabetes is a condition that requires constant care. PetFirst offers policy plans that cover routine visits, in addition to the health issues usually associated with chronic diseases. 

The policies start at an impressive monthly cost of $10, but that might be more suitable for a pet with minor health issues. 

What We Like

  • Three insurance policies  
  • Age is not an issue
  • Caters to diabetes 
  • Covers illnesses associated with diabetes  

What We Don’t Like 

  • They exclude pre-existing conditions
  • Do not cover special food or supplements 

What Is Feline Diabetes?

In normal mammals, glucose passes from the blood to the various body cells. It supplies the energy needed for the cell to stay viable and do its job effectively. This process requires a proper balance of insulin and a healthy pancreas.  

Feline diabetes happens when the body is incapable of producing or utilizing insulin, which happens in the case of pancreatitis. It could also occur in certain breeds or as a result of hereditary conditions.  

Cats above seven years old are at a higher risk of becoming diabetic than younger ones. As for the gender, males are more prone to it than females. It was also noticed that Burmese cats have a higher than usual rate of feline diabetes. 

Signs

It’s always recommended to check your cat’s health annually. In addition to that, staying vigilant to any abnormal behaviors could help in early diagnosis. Here are some of the signs of feline diabetes:

  • The cat seems to be constantly thirsty
  • The rate of urination increases significantly
  • Cats want to eat more frequently 
  • Their eyes could look murky
  • They become less active

Treatment

Diabetes in humans and pets is a controllable condition. While treating it completely is not to be expected, it can still be managed to a satisfactory degree. With regular insulin shots, proper medication, and following the right diet, the cat could have an almost normal level of activity. 

Possible Complications

Close monitoring is also recommended. Frequent blood and urine tests are essential to ensure the sustained stabilization of diabetes. This is mainly to avoid possible complications like:

  • Hypertension
  • Urinary tract infections (UTIs) 
  • Peripheral nerve disorders
  • Cataracts

Why Do You Need an Insurance Plan to Cover Diabetes? 

The monthly cost for insulin injections alone could amount to $50. The extra costs of laboratory testing, X-rays, regular visits to the vet clinic, and any other complications could be hefty. 

A comprehensive insurance plan could cut the thousand dollar bills to a much smaller figure. The main point to heed is that diabetes is excluded from most insurance plans. It’s only covered if the cat didn’t have it prior to setting up the insurance. 

That’s why it’s advisable to get good insurance for your pet cat while it’s still a kitten. 

How to Pick the Best Cat Insurance Covering Diabetes? 

Here are a few factors to consider as you choose an insurance policy.

Price 

Some insurance companies ask for high premiums, but they give you a benefit that fits your requirements. For example, an insurance plan that doesn’t put a limit on the number of times your pet visits the vet is suitable for a diabetic cat. 

In contrast to that, sometimes, the vet clinic visits are excluded, while accidents are covered. That would clearly be money down the drain for a cat with a chronic condition.  

Customer Service 

Fast reimbursement and quick processing of documents are fundamental to a good insurance plan. 

Otherwise, you might end up getting impatient with all the waiting, and end up paying out of your pocket. Healthcare can’t wait. 

Coverage

Several plans cover accidents and emergency situations only. Chronic and hereditary diseases are often excluded, as they usually come with heavy bills. 

Diabetic cats need coverage for veterinary visits, testing, and prescription food. They also need extra coverage for illnesses often associated with diabetes.  

Flexible Options 

Every cat has its own healthcare needs. Offering a number of options and various price points is always a plus. A plan that caters to your specific requirements is the best investment of your insurance money. 

Some companies offer special prices when you insure more than one cat. If you happened to have a large number of pets, this could be a good option. 

Scope of Vet Partners

Insurance companies usually partner with specific vets. This might not always suit the care needs of your cat. 

Some companies cover more than one country, this could be essential if you travel a lot. 

Conclusion 

Finding the right cat insurance company that covers diabetes is essential in providing full care for your kitty. 

The best insurance policy you can get is from ASPCA  Pet Health Insurance. They’ll cover most of the veterinary care needs, in addition to the prescribed dietary requirements and supplements. 

Wishing your furry buddy good health and happy times!